Specializing in many types of financing programs, including working with a Non-recourse loan (Non recourse loan), Apartment mortgage loan, Joint venture real estate, Commercial equity loan, Commercial rehab loan, Structured financing, and Shopping center loan. Of course we're known for our experience in dealing with: land development loans, hard money loans, apartment loans, industrial building loans, and real estate equity.

income property > 85% LTV owner user

85% LTV Owner User

This program offers high leverage to owner/users of most property types.  Loan amounts to 85%-90% of appraised value may be available providing that the user’s business cash flows are sufficient to service the debt. This financing also applies to multi-tenant properties where the owner occupies a minimum of 50% of the total square footage.

Highlights of this program are a 25 year term with 25 year amortization, with both fixed and variable rates available. Maximum loan dollars are best achieved using the variable rate financing. The financing may or may not have a government guarantee, depending on the strength of the applicants business.  Loans are recourse. Prepayment penalties are usual through the fixed rate portion of the loan.

To determine eligibility, three years of Federal tax returns are required for both the business and the owner, as well as a detailed outline of the financing currently in place.

Grace Capital has extensive resources to structure your financing requirements. The best method is to contact an Account Executive for details.

Please contact an Account Executive

Rate and terms subject to change without notice